Fintech Development for Saudi Arabia
We build fintech MVPs, payment dashboards, and back-office tools for Saudi fintech founders and licensed institutions. Engineered with SAMA-aware patterns, PDPL data protection, Nafath KYC, and full Mada / Tabby / Tamara / STC Pay integration. We are not a license consultancy — we are the engineering team that ships your product fast.
Sound familiar?
- 01"We have a SAMA sandbox slot but no engineering team"
- 02"We need Nafath KYC, not photo-of-ID forms"
- 03"Reconciling Mada + Tabby + Tamara is manual hell"
- 04"Our internal ops team needs a dashboard, not Excel"
- 05"We need PDPL-aligned data flows from day one"
Concretely
- Customer-facing fintech apps (lending, BNPL, wallets, savings)
- Nafath KYC integration with audit-friendly logs
- Operations dashboards: ledger view, disputes, reconciliation
- Webhook + idempotency layers for payment processors
- PDPL-aligned data model with consent and retention rules
- In-app help trained on your policies, inside the same product
We speak your stack
Define → Code → Design → Launch
- 01 · DefineMap regulated flows, KYC, and data classification.
- 02 · CodeBuild customer app + ops dashboard + KYC + reconciliation.
- 03 · DesignCalm UX with clear disclosures.
- 04 · LaunchSandbox first, then production with controlled rollout.
Start with these
Are you one of these?
Common questions
Do you handle SAMA licensing?
No — we are the engineering team. We work alongside your legal/compliance counsel and build the product to match the approved regulatory model.
Do you integrate Nafath?
Yes — through certified providers, with full audit logging.
Can you build a BNPL MVP?
Yes — merchant onboarding, customer flow, ledger, settlement, and Tabby/Tamara-style UX, scoped for sandbox or live.
Where is data stored?
PDPL-aligned regions by default; KSA-resident infrastructure available on request.
How fast can we go from zero to sandbox?
A focused fintech MVP typically reaches sandbox in 21–35 days depending on integrations.
Ready for the next step?
A short call. We understand the product and send a plan to build and launch.